You need to be more specific in your question...which is rather touchy subject. If an owner is offering seller financing, then why would they also finance the down payment? If you are getting bank financing, and asking the seller to finance the down payment, then they would most likely not be allowed to do that. This is where thinking outside of the box comes into play...be more creative (yet legal!), and look for another solution. LTV is critical as is collateral and cashflow. Hope this helps, but maybe you can clarify more on this.
Jan 7, 2009