Is the landlord obligated to send the credit report to the prospective tenant upon request?

In Property Management - Asked by Ramesh K. - Jul 30, 2014
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Answer(s)

Christy M.
Broker/Agent
Bradenton, FL

Not unless the tenant paid for it!

Jul 30, 2014
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Michael E.
Broker/Agent
Houston, TX

Why would you not give them a copy?

Jul 31, 2014
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Sari C.
Broker/Agent
Cerritos, CA

If the tenant has been declined, they have the right to a copy of their credit report by contacting the credit bureau and referring to the letter issued by the company that declined them. The landlord is not obliged to give them a copy but may help the tenant in his application process elsewhere since it has just been run recently.

Jul 31, 2014
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Larry I.
Broker/Agent
Palm Springs, CA

If the prospect asks that a copy be sent to him PRIOR to the landlord running the report. Additionally, if the landlord rejects the prospect he is obligated to send the credit report to the prospect, along with his rejection letter, whether he asked for it or not.

Aug 2, 2014
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Jient L.
Tarzana, CA

Prior to run a Tenant's Credit Report, my Apt. Owner's Association asks whether the Prospect wants a copy; I guest there is a different version/ wording or information on the Landlord's version and the Tenant's version; thus, you should not give the Landlord's version to the Prospect. Moreover, if a Prospect brings in a Credit Report of their own, you should be more cautious and better off pulling your own version because you may not know what exactly the Prospect wants you to see or not to know.

Aug 3, 2014
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Glen W.
Lender/Mortgage Broker
Atlanta, GA

No, we pull credit reports on all the tenants, if the tenant would like a copy direct them to the site where they can pull the free credit report

Aug 4, 2014
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D D.
Broker/Agent
Irvine, CA

Landlords often times use services to run credit checks and if they do and they decline the tenant based upon that information and other research they are obligated to send the applicant a denial letter.
If the tenant has been declined, they have the right to a copy of their credit report by contacting the credit bureau and referring to the letter issued by the company that declined them.
With all that said few landlords comply with this requirement very well.

Aug 4, 2014
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Chris R.
Broker/Agent
Denton, TX

Typically NO. The credit report is pulled from a service you have an agreement with and likely it includes a rule for that. If you decline the credit - you should advise the prospective tenant as to the source and they would have the ability to contact the credit bureau and obtain a copy from them. I will not provide them with a copy.

Aug 16, 2014
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