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The purpose of the Closing statement ( HUD ) statement is to show fees, charges, paymentents and receipts of payment for both partiies. This is used for tax reasons and many others.
Yes thats correct, the charges for parties are usually confidential , each party gets its own statement .
The Closing Disclosure Form replaced the older HUD Statement last year. It was possible to block out the Seller or the Buyer side of a transaction with the HUD form (left side/ right side). Note how the new Closing Disclosure form consolidates Buyer and Seller Information for both sides of the transaction to see! It was created to be more consumer friendly, greater transaction transparency and a required acknowledgment by signature three days prior to settlement. See "Web Reference" for sample form with detailed explanations...
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